If you are looking at needing to borrower MORE than the $417,000 Conforming limit, and are NOT in an area that allows for a “Super Conforming” increased loan limits, you are most likely going to be dealing with “portfolio” loans from Mortgage Investment Banks. We have positive broker relationships set up with some of the most aggressive and ethical Lenders, that have a common sense approach to lending. The highest Loan To Value (LTV) Jumbo loan limits are on Primary Residences and Purchase transactions. Most Jumbo Lenders will typically decrease the LTV limits when refinancing existing properties, and also when purchasing non primary residence properties or condos.