Congratulations on making the decision to look into purchasing your own home. Renting has it’s upsides, but it also has it’s financial pitfalls. Home-ownership is something you will be proud of, especially knowing that the money you are putting into a monthly mortgage payment, is actually going to something that you own. There’s a much better chance of recovering mortgage payments at some point down the road than recovering rent payments. When you think about the payments that you are making in rent, and how it’s most likely going towards someone else’s mortgage payments, you’ll wonder why you didn’t make the decision to purchase earlier. Who knows, you may have someone else paying YOU rent someday. Building YOU equity. The great news, is that you are on your way. Roland will be able to get you the information required to make an educated decision regarding the best and smartest Loan Program for you.